Submissions

Submissions

The Banking Enquiry depended entirely on the voluntary submission of information by all interested parties and their willingness to have the significance and reliability of that information tested in co-operation with the panel and supporting staff of the Enquiry. 

Access to Submissions Received

As the Enquiry was on-the-record, the Enquiry undertook to make all submissions received available to stakeholders and the general public subject however to the restrictions on disclosure of confidential information provided for in the Competition Act.  Accordingly, sections of any submissions over which confidentiality has been claimed cannot be made public and any such sections have either been blacked out in the submission or have been separately lodged with the Enquiry by the relevant stakeholder. 

Submissions Received

The non-confidential submissions listed below were received by the Enquiry. The documents which are in PDF may be opened directly or downloaded to your computer by right clicking and using the Save Target As command. Please click on the document title.

Banks

Card Associations

Retail Sector

Non-Banks

Consumer & Civil Society Groups

 Overseering Associations

Other Submissions

General Public

The Enquiry received numerous relevant submissions or letters from the members of the public.

View submissions from the public